From First Step to Front Door

You don’t just need a guide, you need a partner who sees the big picture. Whether you’re buying your first home or helping a client do the same, I provide the tools, insights, and support to make every decision a smart one

"Financing your home should feel exciting, not overwhelming"


First Time

homebuyers

Programs, Down Payment Assistance, Education on the process from A to Z


Renovation loans

For new Purchases or Existing homes. Renovate from the foundation up. Bring projects to life


Refinance

Lower your rate or years remaining. Consolidate debt. Cash out your equity for a variety of reasons


Planning for the Future

Gain clarity on any future plans. Strategically plan your future goals with thoughtful analysis

# ABOUT JAVI

Your Strategic Partner in

First-Time Homeownership

Buying your first home is more than a transaction, it’s a life milestone. Javi understands that behind every search, every open house, and every signature lies a story, a dream, and a new chapter waiting to be written.

Known for blending strategic insight with a calm, grounded approach, Javi helps first-time buyers navigate the market with clarity and confidence. By breaking down complex processes into clear, manageable steps, Javi transforms what can feel overwhelming into a journey that’s informed, empowering, and even enjoyable.

For real estate agents who specialize in serving first-time buyers, Javi is also a trusted partner. Offering training, tools, and strategies that make client experiences smoother, more educational, and more memorable. With a knack for anticipating questions before they’re asked and removing uncertainty before it becomes stress, Javi creates an environment where buyers and agents alike can focus on what truly matters: turning possibilities into keys in hand.

Whether you’re stepping into the market for the first time or guiding someone else through it, Javi’s mission is simple: to make the process transparent, the decisions confident, and the outcome deeply rewarding.

# CHOOSE YOUR SERVICE

Start here

Ready to Begin

Buying your first home should be a milestone worth celebrating. I make the process clear, manageable, and exciting. So you can focus on the joy of getting the keys, not the stress of the paperwork.

Free consultation

Gain understanding of home buying

Know your realistic possibilities

Get informed today, for tomorrow

You don’t just need a guide, you need a partner who sees the big picture. Whether you’re buying your first home or helping a client do the same, I provide the tools, insights, and support to make every decision a smart one.

Let's create a roadmap to home ownership

Gain an actionable plan

Prepare with purpose

Frequently Asked Questions

Any of these apply to your unique circumstances?

Recent college grad. Just got my job offer. Can I buy a home?

Certainly can. Schedule a free consultation to learn more about the terms of your offer and we can start planning for your future home

My divorce is finalized. Can I include child support when qualifying?

Yes, reserve a free consultation to discuss what is needed and to review how this impacts your future financing

I am self employed. Are my options limited?

On the contrary, along with traditional qualifying methods, you may also be able to finance property using new programs based on rental income alone, and even bank statement deposits. There are a variety of options to consider. Schedule a free appointment to go over your unique profile

I've accumulated allot of debt, can I still refinance my home?

You may be able to alleviate allot of that stress. Let's discuss ways you can restore peace of mind and find solutions for you to consider. Schedule a free consultation to get informed.

Just received my DD214. How can I find out what I am eligible for?

Thank you for your service! That's the first step in finding out. Schedule a free consultation to learn of the numerous VA benefits available to you.

Javi diaz

LOAN CONSULTANT

Testimonials

People Love Us

We are clients for life!

Elvira and Carlos Feliciano

Seamless service

Marco S.

Office: Phoenix AZ

Chicago IL

Call 480-440-7506

773-616-2559

Site: www.javihomelender.com

Javier Diaz. NMLS # 1918954  Licensed Mortgage Lender in AZ & IL
We are an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of an applicant’s income comes from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these laws is the Consumer Financial Protection Bureau For licensing information, please visit the
https://www.nmlsconsumeraccess.org NMLS Consumer Access website.